Let's spend That Money Right!
She opens the envelope and See's four digits - one coma and three zero's. Did they just hit the lottery? No- it's tax seasons! Now she is pondering what to do with all this cash. Should she buy those hot shoes in the store window? An outfit for a night on the town? Hair done, nails done, everything did?!?! Though that all sounds nice there are some other things that should be important and some people seem to forget or let it slipped to the back of their minds- Like the fact that the gas is about to be turned off! 1stClassLadies love all our readers and with love we MUST be honest and real- it's time to check the few that forget to prioritize not just their funds but the things in their life that should come first. Understand we are NOT here to judge but we wouldn't be true to our supporters if we didn't keep it 100!
Can You Pay Your Bills? Now it's nice to go on trips and things, shopping and buttering oneself up however, if the thing that keep you functioning are just NOT functioning then that should be handled first. Lights, gas, rent, car note/insurance, medical expenses, etc. They all need to e taking care of before splurging on the glitz and glamors. Let's be real, you can't be walking around looking fresh in a brand new pair of red bottoms with your lights off! How are you suppose to see them pretty things?? Or you think you cruising in your hot car on an empty tank of gas- yea your going to look real live stuck on that intersection. Then there is those love to travel on trips but haven't paid their rent. Hope that tan you got while you was out there helps you get a home when you come back and your evicted! Just take care of the important bills first. The things that keep your everyday life going and in order.
Remember the kids. Now we all know the kids are the reason half of us get back what we even get back in taxes. Make sure you don't forget them! 1stclassLadies are not saying go out and spend it all on their wardrobe, toys, etc. We are just saying there is no reason why mom and dad are in tip top stylish shape and the kiddies look like last season. They are a reflection of you so if you step out fresh you all do!! Or put money aside to pay off their bills. Child Care expenses, extra curriculum activity, or even start saving for their summer agenda. Now you'll have one less bill to worry about later.
Saving never hurt. Some people don't have bills to catch up on or children to tend to. There is that majority that can just relax and enjoy the refund- good for you! Buy yourself something nice but don't forget to save. You never know when an emergency may hit and you need fund asap. Make sure to put a bit up for times like that so there is never a worry. Maybe you can start saving to buy yourself something lavishing for later like a car or a new place to live. You never know! 1stClassLadies believe that these are money rules that should be followed not just for refund season but all year long even with a simple 9-5 paycheck. It is even more important that these rules are followed if your a parent. Teaching your children money management early will help them to be responsible adults later on in life. The high fashion life is great if you can afford it, do not live outside your means. Treat yourself every now and again as you deserve it just know your limit. Prioritize! Take care of the must have's first and wants second.
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